The National Investment Bank PLC (NIB) has posted a profit before tax of GH₵74.38 million for the six months ending June 30, 2025.
This marks a significant turnaround from a GH₵44.79 million loss recorded in the same period last year.
The unaudited mid-year financial results are the first the development-oriented bank has publicly released since 2016, signalling renewed stability and transparency following a prolonged period of undercapitalization.
According to NIB’s management, the recovery is driven by improved operational efficiency, rigorous cost controls and a successful capital recovery strategy.
The management highlighted key financial indicators, including total assets of GH₵8.55 billion, an increase from GH₵5.71 billion in June 2024.
Net operating income stands at 326.28 million Ghana cedis, while customer deposits have grown to GH₵7.3 billion.
The capital adequacy ratio has strengthened to 41.34%, surpassing regulatory minimums.
Additionally, the equity position has reversed from a deficit of GH₵1.01 billion to a surplus of GH₵892.27 million.
Speaking on the development, Managing Director of NIB, Chief Dr. Doliwura Zakaria, stated: “This publication is a declaration of our readiness.
It reflects not just our financial health, but the strength of our people, systems, and vision for the future. We are firmly on a growth trajectory.”
The bank’s leadership also underscored full compliance with the Companies Act, 2019 (Act 992) and the Banks and Specialised Deposit-Taking Institutions Act, 2016 (Act 930).
“The release of the financial statements is a strategic step in NIB’s transformation journey, demonstrating renewed stakeholder confidence and full compliance with regulatory expectations,” it noted.
According to Marian Toure, Head of Marketing and Corporate Communications, “This disclosure reaffirms our commitment to accountability and signals a new era of transparency and responsible banking. We look forward to engaging stakeholders, partners, and customers in this revitalised phase of growth.”
Founded in 1963, NIB is widely regarded for championing development financing in Ghana.
The latest performance aligns with the bank’s strategic repositioning and broader contribution to Ghana’s economic transformation agenda.
