The Bank of Ghana (BoG), together with the Securities and Exchange Commission (SEC) and other stakeholders, have announced that it is actively working on a comprehensive framework to regulate cryptocurrency in Ghana.
This move signals the country’s growing recognition of digital assets and the need for effective crypto policy to safeguard investors, support innovation, and ensure financial stability.
According to the Governor of the Bank of Ghana, Dr Johnson Pandit Asiama, the central bank is carefully studying global trends in cryptocurrency regulation and collaborating with key stakeholders to develop guidelines tailored to Ghana’s unique economic landscape.
“Cryptocurrency is an emerging area that requires our attention. I want to encourage all banks and financial institutions to begin preparing now because we have no choice but to embrace it,” he said at a meeting with heads of banks on Tuesday, June 3, 2025.
As cryptocurrencies like Bitcoin, Ethereum, and stablecoins gain popularity across Africa, Ghana is positioning itself as a proactive player in the crypto economy.
The new digital currency framework is expected to address key concerns, including anti-money laundering (AML) compliance, consumer protection, taxation, and the licensing of crypto exchanges.
